General Mortgage Capital Corporation (GMCC) has served customers for more than a decade. The company relies on the principle of providing an array of financial products to satisfy all customers’ needs.
One of the founders, James Jin, is now the company’s Chief Executive Officer. Previously James worked for Oracle as an engineer. After that James became a loan specialist for Cross-Border Finance. It was at that point that James realized for people to achieve financial freedom in the United States they commonly utilized stock returns and invested in the real estate industry. And in his opinion when investing in real estate, James felt they could leverage loan principles which could then help them achieve high-yield revenue.
GMCC Loan is a direct loan bank. GMCC also actively works with loan investment institutions on Wall Street to find the most suitable rates for customers to complete their loan project.
Another founder, Charles Zhao, gives an example of how GMCC can satisfy any consumers’ needs. He stated “if a client wanted to borrow $700,000 to buy a house. The typical banks ask for two-year tax returns, but what if this customer cannot provide it thus failing to take out a loan the traditional way. This is where GMCC steps in to find a suitable alternative loan so the consumer could then take out a loan thus being successful in their mortgage endeavors.”
Raymond Chou, the company's Chief Operating Officer and final founder, also stressed that GMCC’s loans are highly flexible and convenient for the customer's needs. This is because GMCC is experienced in the industry.
The reason GMCC has such quality relationships with their financial institutions is because the company also pays attention to the quality the customers express. GMCC has maintained reputation in the industry with more opportunities on the horizon.
In addition, GMCC loans also to customers who are not permanent residents of the United States, helping them buy a home in the United States. People like international students and employees can consider buying a house through GMCC loans. For more information: http://www.gmccloan.com/
If you want to join, you can send a text message to：
650-996-1982，510-396-8889，415-828-3288
作為最大亞裔持有的貸款公司之一，萬通貸款（GMCC）已服務灣區華人十多年。公司也憑藉「各種貸款不落空，聰明省錢萬事通」的宗旨，專治客戶在貸款上遇到的「疑難雜症」，幫助華人完成貸款買房心願。
創辦人之一的金敏誠（James Jin）現任公司CEO。他曾是甲骨文公司工程師，隨後跨界金融當起貸款專家。他說，在美國實現財務自由可以是利用股票收益，還有就是投資房地產行業。然而從事房地產，使用槓桿（Leverage）的貸款原理，較能夠實現高利益營收。
萬通貸款是房利美及房地美核准的直接賣家，是直接貸款銀行。萬通在華爾街也撒網，與貸款投資機構合作，尋找最適合客戶的標準來完成貸款項目。「如果在灣區的貸款，找萬通貸款都搞不定，那可能就真的是別無他法」，金敏誠自信地說。
另一位創辦人趙一鳴（Charles Zhao）舉例，有位客戶想要貸款70萬買房。一般的大銀行都需要他提交兩年的報稅紀錄。但這位客戶無法提供，所以通過傳統的方式無法貸到。這時候萬通貸款就能夠在眾多的貸款項目中，找到一個合適的，實現成功貸款。
公司首席運營官及創辦人之一周平（Raymond Chou）也強調，萬通貸款的靈活性高，找到最適合客戶自身情況的貸款標準（Guideline）。萬通因為經驗豐富，也會和銀行合作制定貸款標準。
之所以金融機構願意與萬通合作，金敏誠強調公司也非常注重客戶的質量，把關從嚴，避免呆帳、壞帳發生。因此在積累起好的信譽後，更多機會接踵而來。
此外，萬通貸款也針對非美國永久居民的外國人士在美國貸款買房。像是留學生、工作簽證的人士都可以考慮通過萬通貸款來買房。萬通貸款目前主要的服務集中在灣區和南加洛杉磯，詳情可見：http://www.gmccloan.com/。
若想加盟，可以發送短信至：
650-996-1982，510-396-8889，415-828-3288。
