General Mortgage Capital Corporation

For Licensed profess


GMCC is the fastest growing direct lender/mortgage banker in California

We specialize in JUMBO programs ($200k up to $20m), with in house delegated underwriting.

We have over 100+ lending resources in both correspondent and wholesale channels.

We have many programs, including but not limited to:

First Time Buyer Program (5% down, up to 1m, no MI)

Buy w/o sell first (for house upgrade)

Self Employed Program (1 year tax, bank statement, p&l, lite doc)

High Tech Borrowers (limited credit history, RSU/Bonus, 2 years)

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Contact Us

We offer

Wide Spectrum Programs

Jumbo Pricing 

Agency Direct

Lite Doc

Great Commission

Incredibly Competitive Pricing

We compete with Retail Banks

RSVP Today (Text) 650-996-1982

Direct Lender Specializing in Jumbo (Lowest can be $200K - $20M)


  • 5% down for $1M, No MI, 680 FICO, minimum reserve. 
  • 10% for $3M, No MI, 680 FICO 
  • $2.2M 80/10, No MI,  Amazing Rate
  • Jumbo program up to 49% DTI, No Hit
  • $3M. 2 Unit Jumbo. Owner occupied, 20% down
  • 75% LTV, $2.5M for Investment. Great rates
  • 2-4 Unit Jumbo Investment special 
  • Compete with Retail Banks in Jumbo Program and Rate
  • Jumbo Program for EAD card borrowers
  • Jumbo Program allows less than 2 year credit/employment history
  • Can do RSU or even Stock Options with Less Than 2 years
  • Interest Only Option
  • Expatriate employee - One Month Paycheck, No FICO, 80% $1.5M
  • Non-QM Jumbo Programs including Special Rate for Bank statements programs: 

                        - 1 year tax return, 12/24 month bank statement lowest  


                        - Lite Doc, DSCR or Even No Ratio (No income, No 

                           reserve, No employment) for rental 75% up to $2M 

Jumbo In-House Delegated

  • Max DTI up to 49.9%
  • Can do RSU or even Stock Options
  • Allow  Non-Occupant Co-Borrower
  • Lowest FICO 661 or 650+
  • Can allow 1 Mortgage late recent (must over 90 days)
  • No 2-year landlord history, No liquid reserve needed

Explore the partnership options with GMCC & grow together

 June Open House


Southern California 

(RSVP Required - email to info@gmccloan.com or text 626-415-7848)

06/19 - Wednesday 2:00pm - Irvine (9960 Research Dr Ste 200, Irvine, CA 92618)

06/20 - Thursday 3:00pm - City of Industry (17700 Castleton St #488, City of Industry, CA 91748)

06/21 - Friday 10:30am - San Gabriel (130 S. Mission Dr. #106, San Gabriel, CA, 91776)


Northern California 

(RSVP Required - email to info@gmccloan.com or text 650-996-1982)


07/12 - Friday 2:00pm - Cupertino (1601 S. De Anza Blvd Suite 260, Cupertino, CA 95014)

07/26 - Friday 2:00pm - Fremont (39465 Paseo Pkwy Suite 2800, Fremont, CA 94538)


For 1 on 1 Appointment RSVP (Text) 650-996-1982

Our Services

Direct Lender Specializing in JUMBO Programs and Pricing with over 100+ Investor resources


  • PURCHASE SPECIAL - Challenges in closing purchase loans (even JUMBO) within 2-3 weeks with good rates competing with retail banks

  • 1st TIME HOME BUYER - Good option for 5% down for $900K - $1 M purchase price, FICO 680. DTI 43%, good rate for high balance 636k with Heloc up to 95%

  • HIGH-TECH - Help borrowers qualify by using RSU, 5% or 10% down (no MI) for JUMBO loan and limited credit history less than 2 years? F-1 Visa EAD, H-1 Visa

  •  SELF-EMPLOYED - Offer Doctor Program using min down and future income? 1-year tax return even for JUMBO loan with good rate
  • Many more Programs 

Email Today info@gmccloan.com to explore your potential by partnering with GMCC 

Mentored By Billion Dollar Mortgage Producers Weekly!


Highly Competitive JUMBO pricing

Effective Weekly Sales & Marketing Training

1 on 1 Mentorship Programs

Knowledgeable On Site Processing

Fast Delegated Jumbo Underwriting