GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
All programs are subject to credit approval, Does not guarantee credit decision
GMCC 万通貸款銀行擁有9家分行遍布南北加。專業高效的運作，靈活多樣的貸款方案- 與一百多家Lending resources 合作。即使大额资款jumbo loan都可in house 独立审核批准, 放款可至二干万。我们努力為每一位客戶提供最專業的服務，最優惠的貸款方案. 公司擴大經營, 誠招有經驗的loan processors, underwriters和貸款經紀. 有意者請短信 (650)996-1982。
1) 大额贷款计划自雇都可用一年报税收入 审核。而且利息低。 贷款金额Lowest $100k
2) 可用资产折算收入包括资产和净值 利息低。
3） 出租屋最少 20- 25% 首付 信用620 可不需其他收入工作信息。不需要point. Much cheaper than private /hard money
4) 大额贷款计划可用agency du 标准审核
5) 高科技借款人 80/10 2.2m good rate
h-4 visa ok even f-1visa 有工卡EAd
6) lite doc. 可用WVOE and VVOE 2 个月bankstatements to qualify
7) 投资屋贷款 Special 25% down similar to 自住屋利息。 15year arm available too. 15% 首付投资屋贷款高达二百五十万。不需贷款保險 好利息 可用 full/lite doc
1) Non-Agency Programs, can use 1 year tax return income to qualify with good rate (full doc pricing)。Lowest Loan amount $100k
2) Non-Agency Programs can use asset/equity/bank statement to convert into income to qualify,close to full doc, lowest loan amt $100k+
3) Rental No ratio, 25% down min, Fico Lowest 620, No Job/Employment info needed, No point. Much cheaper than private /hard money
4) Non-Agency Progrms can use agency du guidelines to underwrite
5) Borrowers (especially High tech borrowers) , 80/10 million purchase price, very good rate similar to 20% down .
Also, 10% down up to $3million purchase price, no Mortgage insurance (15% up to $3m, no mi, better rate)
-- H-4 visa ok even for borrowers with F-1visa with EAd, doable for Non-Agency Programs
-- Credit and Employment history less than 2 years, At current job, RSU/Bonus less than 2 years, all doable
-- House Upgrade, buy without sell first. , can exclude deaparture PITI 100%,
6) lite doc. can use WVOE or VVOE with 2month bankstatements to qualify, 12/24 months bankstatements available too
cash out up to 70% of 5 million using bankstatement, $2million cash out.
7) A lot of Investment property mortgage financing Specials
-- Gift fund 100% allowed (30% down required )
-- 20-25% down similar to owner occupied
-- 15year arm available for rental special.
-- 15% Down , Investment, no MI, good rate, can use Full/lite doc
-- 40 year amortization, Interest only, cash out ....
Many More ......
** Even Non-Agency (True Jumbo Loans), GMCC can underwrite in house and fund in house..
Direct lender with over 100+ resources. not only low rate but also super wide spectrum of mortgage programs
We, GMCC do warmly welcome to partner will all real estate professionals/companies to help provide the best mortgage program
Disclosure: all loans are subject to underwriting approval, does not guarantee credit decision, all programs are subject to change without notice
- 1 year tax return, 12/24 month bank statement lowest
- Lite Doc, DSCR or Even No Ratio (No income, No
reserve, No employment) for rental 75% up to $2M
Email Today email@example.com to explore your potential by partnering with GMCC
Highly Competitive JUMBO pricing
Effective Weekly Sales & Marketing Training
1 on 1 Mentorship Programs
Knowledgeable On Site Processing
Fast Delegated Jumbo Underwriting