General Mortgage Capital Corporation

GMCC is licensed in 49 states:

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Washington, Washington DC, Wisconsin, and Wyoming

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GMCC (General Mortgage Capital Corporation, WWW.GMCCLOAN.COM) Direct Lender/Mortgage Lender headquartered in California and has been expanding nationwide. Our rental cash flow mortgage programs (DSCR) also covers 49 states including Washington DC, Florida, Georgia, Hawaii, New Hampshire, New York, Ohio, South Carolina, Virginia, Washington, etc. We do specialize in Prime Jumbo/Non-QM, Agency mortgage loans with an in-house underwriting ($100k to $4 million), in-house doc and funding (up to $10 million), for efficient turnaround times with over 600 Licensed Loan Officers to help.

GMCC offers many unique programs, including but not limited to:

Primary Jumbo purchase (10% down $2m, 15% down $3m, No Mortgage Insurance)
Primary Jumbo cash out can allow from zero to be $5m with loan/value up to 80%, Min Fico 700
Buy Without Sell First Program allow customer to purchase a new primary residence without the need to sell their departing primary residence so we can exclude the departure PITI.
Investment Jumbo, 2-4 units, some programs allow 15% -20% cash down.
Jumbo Investment cash-out with Asset Depletion
DSCR rental cash flow program with no employment or tax return required
Non-citizenship, limited credit history, RSU/Bonus with less than 2 years, H1 Visa, F1 w/ EAD card.
Medical Doctor Programs with 0% down up to $1M, and 5% cash down up to $1.5M with an option of No Mortgage Insurance
GMCC Sustainable Program for Solar Panel Houses (not allowed by regular Programs)
Last but not the least, we do offer conventional agency programs as a direct seller to Fannie Mae /Freddie Mac for conforming (high balance) loans.

All programs are subject to credit approval, do not guarantee credit decision, GMCC: Equal Housing Lender, DRE: 01509029, NMLS 254895, 1350 Bayshore Highway, STE 740, Burlingame, CA 94010

Please do contact GMCC (your direct lender for all your mortgage needs) at : www.gmccloan.com, info@gmccloan.com, 1-866-GMCC-WAY

Rates are subject to change at any given time and are not guaranteed.

About Us

GMCC 万通贷款公司 (General Mortgage Capital Corporation, DRE 01509029, NMLS# 254895, Equal housing lender, GMCCLOAN.COM) 公司创建于2005年, 总部位于北加州柏林格姆市, 于2009年正式成为直接放款机构（Direct Lender).

在不到二十年的时间内，万通贷款GMCC业务范围已扩展至全美49个州有直接审核放款的贷款机构执照在49州

南北加州已有10个分公司，外州如德州、新泽西州、华盛顿州、佛州，北卡，芝加哥地区，亚特兰大地区，内华达州以及DMV, 纽约，波士顿东部地区等大型城市也设有许多分公司，拥有近600名贷款顾问，形成了以总部位于硅谷的在全美国最具规模和影响力的华人贷款公司之一。

我们是两房核准的直接卖家• 与众多家大型银行和华尔街投资机构（top hedge funds & Reits, investment bankers ) 直接合作，可内部审核，直接放款至4百万不管是查或者不查收入甚至无收入贷款计划自住房或出租，Exception to 一千万美金金额

我们有各种贷款项目能够适合于客户的贷款需求。从agency 查收入至Non-QM loan 用生意现金流或者租金现金流或者资产等和Jumbo Loan 都是我们的强项, GMCC as the residential direct lender Licensed in 49 states

对于自雇人士，外籍购房者以及在美留学生，包括各种签证人士，无需工作证明，无需工作收入，甚至外国人，我们都有相应的贷款计划。贷款咨询在 GMCCLOAN.COM 贷款专家和公司加盟在。JOINGMCC.COM

All loan programs and rate are subject to underwriting approval and change without advance notice, additional restriction may apply.

This does not represent credit decision.

CA DRE 01509029 NMLS 254895 Equal housing lender ,HQ: 1350 Bayshore highway Ste 740, Burlingame CA 94010. GMCCLOAN.COM. JOINGMCC.COM. INFO@GMCCLOAN.COM.

For Licensed Professionals Only; Not for Consumers

General Mortgage Capital Corporation and eMeta Funding are licensed in the following state: Alabama – 23260, Arizona – NMLS: 1026178, Arkansas – 129989, California CFL – NMLS: 60DBO-66060, California DRE – NMLS: 01509029, Colorado – NMLS: 254895, Connecticut – NMLS: 254895, Delaware – NMLS: 038061, Florida – NMLS: MLD2191, Georgia – NMLS – 254895, Hawaii – NMLS: HI-254895, Idaho- NMLS: MBL-2080254895, Illinois – NMLS: MB.6761662, Indiana – NMLS: None, Iowa – NMLS: 2022-0038, Kansas- NMLS: MC.0025844, Kentucky – NMLS: MC782027, Louisiana – NMLS: 254895, Maine- NMLS: 254895, Maryland – NMLS: 254895, Massachusetts – NMLS: MC254895, Michigan – NMLS: FR0024243, Minnesota – NMLS: MO-MN-254895, Mississippi – NMLS:254895, Missouri – NMLS: 254895, Montana – NMLS: 254895, Nebraska – NMLS: 254895, Nevada – NMLS: 5419, New Hampshire – NMLS: 24850-MB, New Jersey – NMLS: 254895, New Mexico: NMLS – 254895, New York - NMLS: LMB 110903, North Carolina – NMLS: L-208502, North Dakota - NMLS: MB104140, Ohio – NMLS: RM.804881.000, Oklahoma – NMLS: ML014608, Oregon – NMLS: 254895, Pennsylvania – NMLS: 96566, Rhode Island – NMLS: None, South Carolina – NMLS: 254895, South Dakota - NMLS: 254895.ML, Tennessee – NMLS: 254895, Texas – NMLS: 254895, Utah – NMLS: 12679832, Vermont – NMLS: LL-254895, Virginia – NMLS: MC-7314, Washington – NMLS: CL - 254895, Washington DC – NMLS: MLB254895, West Virginia – 254895, Wisconsin – NMLS: 254895BA, Wyoming – NMLS: 4763.

Texas: Any consumer complaints please click below: https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_81_200_c_recovery_fund_notice.pdf

Licensed Mortgage Banker-NYS Department of Financial Services

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